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Is Concord, CA Expensive to Live? | 2025 Realtor’s Guide


When people start exploring the Concord, CA housing market, one of the first questions they ask me is: “Is Concord, CA expensive to live in?”


As a top Concord, CA Realtor who works daily with homebuyers and sellers, I hear this all the time. The answer depends on your perspective—especially if you’re comparing Concord to nearby Bay Area cities like Walnut Creek, Pleasant Hill, or Oakland. Let’s break down the numbers so you can get a clear picture of Concord, CA home values, real estate trends, and cost of living in 2025.



Cost of Living in Concord, CA

Concord’s cost of living is higher than the national average, but far more affordable than many other Bay Area cities. According to recent cost of living indexes:

  • Overall Cost of Living: About 43% higher than the U.S. average.

  • Housing Costs: The largest factor, with median home prices well above the national median but below cities like Walnut Creek, Lafayette, or San Francisco.

  • Utilities & Transportation: Slightly above average due to California’s energy and fuel costs.

  • Groceries & Healthcare: Close to the state average, a little higher than national numbers.


In other words, housing is the biggest driver of Concord’s expenses—and that’s where most buyers and sellers focus their attention.



As of fall 2025, here’s what the Concord CA real estate market update shows:

  • Median Home Price: Around $754,000

  • Average Home Price: About $926,000

  • Condo/Townhome Prices: Typically range between $450,000 and $650,000, depending on location and condition.

  • Luxury & Larger Homes: Can exceed $1.2M–$1.5M in desirable neighborhoods or near BART stations.


Compared to Walnut Creek (where the median is often $1M+), Concord offers more affordability while still giving access to the same job centers, schools, and lifestyle perks.


If you’re wondering “How much is my house worth in Concord CA?”, I wrote a full breakdown in this blog: How Much Is My House Worth in Concord CA? Local Home Value Estimator & Market Trends.




Concord Income Levels

According to U.S. Census and local data:

  • Median Household Income in Concord CA (2025): Around $105,000

  • Per Capita Income: Roughly $48,000

  • Job Base: Strong mix of healthcare, education, retail, construction, and professional services.


This means Concord residents are generally well-positioned to afford housing costs, especially compared to California averages.



  • Average Rent (2025):

    • 1-Bedroom Apartment: $2,100–$2,400/month

    • 2-Bedroom Apartment: $2,500–$2,800/month

    • Single-Family Home Rental: $3,200–$3,800/month

For many families, buying a home in Concord CA can be a smarter long-term investment than renting—especially with today’s lower mortgage rates compared to last year.




Why Buyers Choose Concord

  1. Affordability Compared to Neighboring Cities – Concord offers larger homes and yards at lower prices than Walnut Creek or Lafayette.

  2. Commuter-Friendly – BART access makes getting to Oakland or San Francisco convenient.

  3. Family Lifestyle – Parks, top-rated schools nearby, and a strong community feel.

  4. Neighborhood Variety – From Bishop Estates to The Crossings, buyers can find everything from starter homes to family-sized properties.



Why Sellers Benefit in Concord

If you’re thinking “Should I sell my home in Concord, CA?”, you’ll benefit from:

  • Strong Buyer Demand: Families moving from pricier Bay Area markets.

  • Limited New Construction: Resale homes are in demand.

  • Flexible Market Timing: Sellers can often sell quickly when homes are priced correctly and staged well.


Want to see real-world examples? Check out my YouTube video on Concord Real Estate Trends.



Is Concord CA Expensive? The Bottom Line

Yes, living in Concord is more expensive than the U.S. average—but in the Bay Area, it’s considered one of the more affordable cities to buy a home. With median prices under $800,000, Concord delivers a balance of value, location, and lifestyle that’s hard to beat.


Whether you’re looking to buy a home in Concord CA, sell your house, or simply keep up with Concord CA real estate listings and trends, I’m here as your local real estate expert.

Learn more about Concord: Concord Neighborhood

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Ready to Talk About Your Next Move?

I’m Ron Melvin, your trusted Concord CA Realtor with Keller Williams Realty. I specialize in helping homeowners buy, sell, upsize, and downsize across Concord, Pleasant Hill, Walnut Creek, and Martinez.


Call or text me today at 925-708-1178 Visit: www.ronmelvin.com See what my clients are saying: Read My Google Reviews

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