Will the Value of My Home Increase in 2025?
- Ron Melvin
- Sep 16
- 3 min read
If you’re a homeowner in Concord, CA—or in nearby Walnut Creek, Pleasant Hill, or Martinez—you may be asking the big question: “Will the value of my home increase in 2025?” The answer is important, not only for your own financial planning but also if you’re considering selling, buying, or upsizing/downsizing in the East Bay.
Let’s dive into what the data is telling us, what history shows, and what you can realistically expect this year.
What the 2025 Housing Data Shows So Far
Looking at the year-to-date numbers, home values in Concord, CA are down about 3% in 2025. When we extend the lens to include Concord, Pleasant Hill, Walnut Creek, and Martinez combined, the picture looks similar—prices are lower than last year, and the early 2025 gains have not held steady.

Mortgage interest rates dropped sharply in the summer, reaching the lowest levels since September 2024.
That rate drop caused a temporary spike in August prices, but as we entered September, prices flattened or declined.
If you’re wondering whether this means a rebound is around the corner, the answer depends on how long low interest rates can hold and whether buyer demand picks back up.
(Here, we would include the line graph comparing year-to-date Concord prices and the combined Concord/Pleasant Hill/Walnut Creek/Martinez prices. The trend line reinforces that both sets are down, not up.)

Seasonal Trends You Should Know
One of the most consistent patterns in the East Bay housing market is seasonal price volatility. Home values almost always soften during the end-of-year holidays. That’s because many buyers pause their searches, families are focused on travel, and sellers who remain on the market may need to price more aggressively to attract offers.
That means we should not expect home values to rise during the holiday season. In fact, it’s likely they will dip further before stabilizing in early 2026.
For a deeper look at these seasonal swings, check out my video on The Best Time to Buy a Home. It highlights the annual volatility in prices—and why timing matters so much for both buyers and sellers.
What This Means for Homeowners in 2025
If you’re a homeowner in Concord or the surrounding 680 Corridor cities, here are the key takeaways:
Don’t assume appreciation in 2025. The numbers show that home values are not increasing—in fact, they’re down about 3% in Concord.
Low mortgage rates won’t guarantee higher values. While rates boosted activity in August, they haven’t been enough to reverse the overall downward trend.
Expect stability, not big growth. The East Bay market is balanced right now: more inventory means more choices for buyers, but also less urgency, keeping prices in check.
Thinking About Selling? Timing Matters
If you’re considering selling in 2025, you’ll want to think strategically about timing. Prices are typically lowest around the holidays, but early spring and late summer often create windows where demand and competition pick up.
I recently wrote about this in When Is the Best Time to Sell Your Home in Concord, CA?. That guide lays out when sellers historically get the best results and how to avoid missing those crucial windows.
Home Value Resources for Concord Homeowners
If you’re curious about what your specific home is worth right now, you’ll want to check out my local guide: How Much Is My House Worth in Concord, CA?. It includes local market trends and tools you can use to get a clear picture of your property’s value in today’s market.
Final Answer: Will Your Home Value Increase in 2025?
Based on the current data, home values in Concord and surrounding cities are unlikely to increase in 2025. In fact, we’re already seeing a 3% decline in Concord home prices, with similar patterns across Pleasant Hill, Walnut Creek, and Martinez.
The good news? If you’re a buyer, 2025 offers more choices, less competition, and lower mortgage rates. If you’re a seller, timing and strategy are critical—you’ll need to position your home correctly to maximize demand.
Either way, having the right guidance is key. If you’re searching for the best Concord, CA Realtor to help you buy or sell, I’d love to put my experience and market expertise to work for you.
Call me today, or start your home search here: ronmelvin.com

See What Past Clients Say
One of the best ways to know whether you’re in good hands when buying or selling is to see what others have experienced. I’m proud of the trust my clients place in me, and you can read their feedback here: See my Google Reviews.
More Resources for Buyers & Sellers
Watch: East Bay Real Estate Market Update – See what’s driving current trends.
When Is the Best Time to Sell in Concord? – Learn how seasonality impacts your sale.
How Much Is My House Worth in Concord, CA? – A full guide to current values.
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